Hi, I just wanted to say a big "Thank You" to you all at Purple Finance for helping me out recently. I am now back on my feet, it WAS an emergency. Josie k

I / We acknowledge that I / we have made an application for credit from Purple Finance.

The Guarantors, if applicable, acknowledge that I/we have offered to support the Applicants' application for credit.

Credit information
Authority to obtain certain credit information

We by signing below in "Borrower's Signature" agree that Purple Finance (and any other financier who at any time provides or has any interest in the credit) can do any of the following at any time.

1. Commercial credit information. Seek and use commercial credit information about me / us to assess an application for consumer credit or commercial credit.

2. Consumer credit information. Seek and use consumer credit information about me / us to assess an application for commercial credit or consumer credit.

3. Collection of overdue payments. Seek and use a credit report about me / us provided by a credit reporting agency to collect overdue payments from me / us

Authority to exchange credit information with other credit providers

4. Exchange of information between credit providers. Seek from and use or give to another credit provider (including any other credit provider who has lent money on the same security or is named in a credit report issued by a credit reporting agency) or any body which maintains a register of encumbrances (such as REVS), any information about my/our credit worthiness, credit standing, credit history or credit capacity. In particular, Purple Finance may provide a reference on me/us. This information may be used to:

• assess my/our application for credit and/or my/our credit worthiness;
• assist me/us to avoid defaulting on my/our credit obligations; and
• notify other credit providers of a default by me/us.

5. Exchange of information with advisors. Seek from and use or give to any broker, financial consultant, accountant, lawyer, or other advisor acting in connection with any financing provided or proposed to be provided to me/us any consumer or commercial credit information.

6. Exchange of information with your employer. Seek from and use or give to your employer any information about me/us which may include (but is not limited to) the nature of your employment (full time, part time, contract or casual), your length of employment, your minimum hours, and your rate of pay.

Notice that credit information may be given to a credit reporting agency

7. Provide information to credit reporting agencies. Give to a credit reporting agency personal or commercial information about me/us. The information includes:

• identity particulars;
• the fact that credit has been applied for and the amount;
• the fact that Purple Finance is a current credit provider to you;
• payments which become overdue more than 60 days, and for which collection has commenced;
• advice that payments are no longer overdue;
• advice that cheques drawn by you have been dishonoured more than once;
• in specific circumstances that in the opinion of Purple Finance, you have committed a serious credit infringement; and
• the credit provided to you by Purple Finance has been paid or otherwise discharged.

8. Provide information to guarantors. Provide information to any person who proposes to guarantee or has guaranteed repayment of any credit provided to me / us.

Privacy Consent

If you complete this application you may supply us with information which is personal information subject to the Privacy Act 1988.

We collect your personal information to:

• assess your application and provide this product and related services to you;
• monitor, audit, evaluate and otherwise administer this product and related services;
• offer products of a similar type which we expect may be of interest to you; and
• provide information about Purple Finance products and services to you.

Your personal information may be provided to our funders and third party service providers which provide services in connection with this product and related services, including (but not limited to) mortgage insurers, mortgage managers, card and PIN producers, loan statement producers and ratings agencies.
The information you provide on this form may, from time to time, be used to provide information to you about products and services. If you would prefer not to receive information of this nature please call us.

If you do not provide us with all of the information required in this application form we may not be able to process or accept your application.

You can contact us and request access to your personal information. In normal circumstances, we will give you full access to your personal information, however there may be some legal or administrative reason to deny you access, in which case we will tell you of our reason.

Further information in relation to our Privacy Statement is available in our Privacy Statement.

Other Acknowledgments and Consents
I / We acknowledge that:

• This application form is not to be regarded as an offer or acceptance of credit under any legislation relating to the provision of credit. I/We further acknowledge that this is an application only and that Purple Finance is not obliged to provide me with a Pay Day Advance or Personal Loan.
• Purple Finance can decline my/our application for any reason and without explanation at Purple Finance's absolute discretion.
• The information I/we have provided in this form will not become part of any contract for credit which may come into existence between me/us and Purple Finance.
• Purple Finance has made available to me/us a sample Information Statement as per Form 2 of the Regulations to the Consumer Credit Code.
• Purple Finance has made available to me/us a summary of my/our rights and Purple Finance's obligations pursuant to the Consumer Credit Code.

I / We acknowledge that Purple Finance has the right to confirm the details of the information provided in this application including checking name, address and date of birth with third parties according to the Financial Transaction Reports Act 1988 and the Privacy Act 1988.

I / We understand that if I / we have a credit default, it is possible that my application will be declined.

Disclaimer
To the extent permitted by law, by using this website you agree that you will not bring, join or participate in any action as to any claim, dispute or controversy you may have against Purple Finance or our agents, servicers, directors, officers and employees. You agree to the entry of injunctive relief to stop such a lawsuit or remove you as a participant in the suit. You agree to pay the costs we incur, including our court costs and attorneys' fees, in seeking such relief. This agreement not to bring, join or participate in class action suits is an independent agreement and shall survive the closing, funding, repayment and/or default of the loan for which you are applying.

Purple Finance intends to provide you with a service that may be helpful in your financial endeavours. Accordingly, we shall not be responsible for any eventualities arising from the use of the information in this web site. Purple Finance encourages visitors and users to seek their own independent professional advice before making any decisions regarding their financial future.

Declarations

I / We solemnly and sincerely declare that:

1. I / We are not insolvent or an undischarged bankrupt/s or subject to a Debt Agreement and that there are no outstanding Judgments or claims against me/us.
2. I / We are not subject to any mental or physical illness or any other incapacity that is or would prevent me/us from understanding this Consent and any credit offer or contract for credit that my come into existence as a result of my/our application.
3. The information given by me/us is true and correct.
4. The income, expenses, assets and liabilities declared represent an accurate assessment of my financial position.
5. I / We are the owner/s of the assets listed in this application.
6. I / We are permanent resident/s of Australia.
7. I / We are over the age of 18 years.
8. I / We understand that I/we are liable to pay Purple Finance cost and expenses in relation to processing this application and the preparation of loan documents.
9. I / We understand that any costs incurred by Purple Finance to collect outstanding monies I / we may owe will have to be paid by me / us. I / We further understand Purple Finance will if necessary use debt collection and/or legal proceedings to collect monies I/we may owe and any costs incurred by Purple Finance in such actions will be payable by me/us.
10. I / We understand that any false declaration will render any credit offer or contract for credit null and void.
11. I / We will be liable to make full payment of any outstanding amounts plus interest owed to Purple Finance.
12. I / We understand that I / we cannot stop payment of a Direct Debit until all monies owing to Purple Finance have been paid in full. I/We further understand that stopping payment of a Direct Debit or Cheque may result in civil or criminal liability.
13. I / We have read and understood:
    
    
    1. this Privacy Act Consent and agree to Purple Finance collecting, using and disclosing information (including personal information) about me/us in accordance with the provisions of this Consent.
    2. the sample Information Statement as per Form 2 of the Regulations to the Consumer Credit Code.
    3. a summary of my / our rights and Purple Finance's obligations pursuant to the Consumer Credit Code.
       
       
14. I / We affirm the Acknowledgements and Consents made above and these Declarations.